FAQs

Who is Bad Credit Small Loan?
We are a highly popular and reliable online loan matching service provider based in USA. We are not a direct lender or broker. We do not commit any lending practices to our customers. We just work as intermediaries that bridges gap between you and the lender. With our experienced and expertise services we will search for a best short term loan offer for you that may best suit your requirements and budget.

How to apply for monthly cash loans?
Applying for loans with us takes only few minutes. You just have to fill up a simple and short online application form with basic personal details and submit it. Your form will be processed and you will get immediate response. Our entire application procedure is 100% online.

How much processing fee do you charge?
At Bad Credit Small Loan we offer our services at absolutely free of cost. You need not have to pay any processing fee while filling up our application form. But lenders do charge a fixed fee in addition to interest rate when the process your loan application for approval.

How much I can get from monthly cash loans?
Upon approval of these loans you are allowed to fetch easy financial help that comes anywhere in between $100 to $1,000. The loan amount is needed to return back within short time duration of 15 to 30 days.

Am I eligible to apply?
Any citizen of US who is having valid active bank account, a minimum age of 18 years and a regular source of income are eligible to apply for monthly cash loans. You need to meet these basic preconditions to get approved for loans, without any obligation.

Will you check my credit status?
At Bad Credit Small Loan we do not perform any credit checks. We do accept applications from people having less than perfect credit score. But lenders who will review your application will surely perform credit checks.

What if I cannot able to make timely repayment?
It is important that you should talk to your lender over your unwillingness to repay funds within agreed time span. Lenders will reschedule your repayment term and for that they will charge some fee. However, if you fail to contact your lender before due date then you will be charged with late fees or additional interest rates which will make your loan even more expensive. If lenders report about non-repayment to credit agencies then it will affect your credit status badly.

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in USA. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

PLEASE READ TERMS & CONDITIONS OF LENDERS OR BROKERS BEFORE PAYING ANY UPFRONT FEES.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.