How much does it cost?

All short term loans come with higher interest rate. Also APR on these loans is as high as 300% as due to short term lending interest rates are calculated as an annual charge. APR is calculated on number of factors like loan amount, repayment schedule and cost of the loan. Therefore, at we Bad Credit Small Loan always recommend you to apply for short term loans only under extreme emergencies and always make sure to make repayment on time as they are expensive. Before choosing any loan plan for you it is better to check the cost and other charges for the loan. This will help you to take a right decision, suiting your requirements and budget.

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in USA. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions


We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.